The purpose of syndicated loan is to provide our customers with an efficient channel to raise large funds in the financial market, so as to satisfy the funding requirements such as major capital expenditure or mid/long term operational funds. Examples are: financing for building or expansion of plans, purchase of fixed assets, financing for machinery and equipments, as well as mid term financing for working capital or improvement of financial structure.
By nature, the syndication business is a highly customized service. Our professional bankers are equipped with the expertise to design integrated financial plans based on customers' specific financial requirements.
In recent years, the syndication structure and products has been rapidly developed as a result of the continuous financial market development in Taiwan. As part of our business culture striving for superior customer service, IBT has relentlessly been in the pursuit of innovation in its syndicating products to fully satisfy the funding requirement of our customers. In addition, IBT has also made significant firm-wide resource integration efforts to provide our customers with diversified direct and indirect funding instruments and channels to satisfy their multi-purposed banking requirements.
When is the timing to apply for a syndicated loan？
- To fund long term
Investments or plant building/expansion
- To fulfill mid-term operating needs
- To improve financial structure
- To make loan or debt repayments
- To meet project finance
needs
What are the benefits of syndicated loans？
- Large amount of funds can be raised within a reasonable short time frame
- Companies are able to diversify their financial sources and create new or strengthen the existing bank relationships
- Provide more flexibility in loan amount, maturity and repayment terms
- The loans are administered by a common agent
- It helps to increase the publicity of the business.
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